Canadian Crypto ETF: What It Is, How It Works, and Where to Invest
When you hear Canadian crypto ETF, a regulated investment fund that tracks the price of cryptocurrencies like Bitcoin or Ethereum and trades on Canadian stock exchanges. Also known as Bitcoin ETF Canada, it lets you buy crypto exposure through your brokerage account—no wallet, no private keys, no risk of losing your keys to a hack. This isn’t speculation. It’s regulated investing, approved by the Ontario Securities Commission and other Canadian regulators since 2021.
These funds don’t hold Bitcoin in a vault somewhere. Instead, they track its price using futures contracts or physical holdings, depending on the fund. The first one, the Bitcoin ETF Canada, a fund that holds actual Bitcoin and trades on the TSX under ticker BTCX, changed everything. Suddenly, retirees, teachers, and small business owners could add crypto to their RRSPs and TFSAs without dealing with exchanges like Binance or Kraken. That’s why Ethereum ETF Canada, a similar fund tracking Ethereum’s price, approved in 2024 was such a big deal—it gave people access to the second-largest crypto without needing to understand DeFi or gas fees.
Why does this matter? Because in Canada, you can’t just walk into a bank and ask for crypto. But you can ask your financial advisor for a crypto ETF. That’s the real shift. These funds are listed on the Toronto Stock Exchange, so they’re subject to the same rules as Apple or Shopify stock. They’re audited, transparent, and regulated. You get daily pricing, low fees, and tax reporting built in. No more wondering if your exchange is safe or if you owe taxes on every tiny trade.
But not all crypto ETFs are the same. Some hold Bitcoin directly. Others use futures. Some are for RRSPs. Others are for non-registered accounts. And while the big ones like BTCX and EBIT are widely available, smaller funds might only trade a few hundred shares a day. Liquidity matters. You don’t want to buy a fund you can’t sell when you need to.
What you’ll find in the posts below are real reviews of the funds that actually matter in Canada. No fluff. No hype. Just what’s approved, what’s risky, which ones have the lowest fees, and which ones are still stuck in regulatory limbo. You’ll also see how these ETFs compare to buying crypto directly, what happens when Bitcoin’s price swings 20% in a day, and why some advisors still won’t touch them—even though millions of Canadians already have.